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Buyers

Dear valued client,

Every member of our team has a mission to care about you and your family and to serve you with the highest level of professionalism. We hope this information will simplify the process for you and your family. Rest assured, we will be in constant contact with you every step of the way. We are here to answer all of your questions, and we promise to provide you with exceptional service, customized to your unique wants and needs. Thank you again for this opportunity to serve you. We’re here for you!

Buyer Process

You need a professional

when buying a home

Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today’s market: you need an experienced professional!

You Need an Expert Guide if You Are Traveling a Dangerous Path

The field of real estate is loaded with land mines. You need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and ready for you to move into can be easy, getting it can be tricky. An agent listens to your wants and needs, and can sift out the homes that do not fit within the parameters of your “dream home”.

 

You Need a Skilled Negotiator

In today’s market, hiring a talented negotiator could save you thousands, perhaps tens of thousands of dollars. Each step of the way – from the original offer, to the possible renegotiation of that offer after a home inspection, to the possible cancellation of the deal based on a troubled appraisal – you need someone who can keep the deal together until it closes.

 

Mortgage Process

Buyer’s Checklist

Get pre-approved

Take an area tour

Search for and find your dream home

Make an offer

Offer accepted

Submit first escrow check

Schedule inspection

Mortgage Application

 

Inspection

Get Repair Estimate(s) through your Agent

Finalize Inspection Negotiations

Purchase Homeowners Insurance

Finalize Loan

Get Mortgage Commitment to Agent

Set Up Utilities

Schedule Closing Walk Through

Closing

 

Closing Costs 

Get pre-approved

• 0-1% Mortgage Lender Fees

(Plus Application & Underwriting Fee)

• Tax Escrow = 1 Quarterly Payment

• $1500-$3000 Home Owners Insurance

• $2500 Title Fees

• $450 Appraisal

• $750 Survey

• $150 Recording Fees

• $50 Credit Report

• $75 Flood Fee

 

Our Mission

  To live generously and impact the lives of others around us. Increased wisdom and understanding and to see our resources used for the good of others.